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Deposits
Deposit System


The FPS GOLD® Deposit System was developed to provide you with the information necessary to make the right decisions at the right time. This system, which includes savings, checking, and retirement functions that give you the tools you need to serve customers quickly. The Deposit System has the ability to work with minimum distributions on retirement accounts, safe deposit box rentals, custom letters, and other benefits.

With the FPS GOLD Deposit System, you'll design and implement your own products, service charges, commercial checking account analysis definitions, warning messages, hold codes, event letters, and much more.

Features of the Deposit System include:

  • Manage cost of funds using online rate tables and rate tiers
  • Manage retirement accounts with a comprehensive plan
  • and beneficiary records, including:
    • Trustee fees
    • Projections
    • Regulatory reporting
    • Required minimum distribution calculations
    • Transaction limits
  • Integrate fully with the following FPS GOLD banking systems:
    • Online ATM processing
    • Loan System
    • GOLDTeller® and GOLDTeller® Platform systems
    • G/L GOLD General Ledger system
    • GOLDPhone® Internet Banking


With the FPS GOLD® Deposit System,
your customers can:

• Manage their funds by phone
  • or Web using the transfer system
  • Access online and user-defined help as well as online documentation
  • Look at monetary transactions
  • and file maintenance records online

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